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Credit Report

The Xinhua Silk Road provides four types of credit reports, i.e., basic, standard, in-depth and customized credit reports, to form a multi-purpose and multi-level credit service system and adapt to diversified market demands.

Basic Credit Report


The basic credit report includes basic business information, equity information, history, judicial information, intellectual property information, trademark information, information about the posts held by directors, senior executives or supervisors outside the company, credit and performance information (including negative information). In addition, the red and black lists collected by CreditChina as well as other information will also be included in this report. The basic credit report only contains the ...

Standard Credit Report


The standard credit report is designed for loan on credit and business credit investigation, with additional information about enterprise production and operation, including main business, products and services, relationships between upstream and downstream firms, personal information, corporate governance and internal control system, finance and fund-raising. Relevant data can be obtained from verified open market information, survey reports, rating reports, review reports and other documents released by certified...

In-depth Credit Report


The in-depth credit report is the most complete enterprise credit report. In addition to all the information included in basic and standard credit reports, it also contains the information about enterprise performance results in terms of taxation, electric power and finance, as well as concerns about and prompts of macro, industrial and regional credit risks relating to enterprises.

Customized Credit Report


To prepare a customized credit report, users can make free choices of the fields needed in the report and add some user-defined fields. In the processing flow, according to the highest “constraint level” of the selected information, the customized report can be classified into three types, i.e., similar basic report, similar standard report and similar in-depth report, and distributed to corresponding business line and then processed by reference to relevant standard processes.

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